Working capital that keeps pace with you.
From market traders to manufacturers, we build accounts, payroll and trade tools around how Ghanaian businesses actually operate.
Built for every stage of growth
Start with a single business account, add tools as your team and revenue grow.
Business current account
Multi-signatory access, free local transfers, and same-day settlement to your Adom Trust wallet.
Payroll & disbursements
Pay a team of five or five hundred in one batch, with automatic payslip receipts.
Trade & invoice finance
Bridge the gap between fulfilling an order and getting paid, for local and cross-border trade.
POS & merchant tools
Accept card, mobile money and QR payments at the counter, with next-day settlement.
Working capital lines
A flexible credit line sized to your cash flow, reviewed quarterly as your business changes.
Multi-user dashboard
Give your finance team the right level of access view-only, approver, or full control.
Who we work with
From Makola traders to Tema manufacturers.
We size our tools to the business in front of us a single trader needs speed and simplicity, a growing manufacturer needs payroll, trade finance and reporting. Our Accra business desk builds the mix that fits.
Opening a business account